What Under $100 Actually Buys
Entry-tier fine jewelry — real silver and properly hallmarked, not costume.
- Sterling silver chains and pendants — $40–$95.
- Delicate gold-plated charm bracelets — $45–$95.
- Small sterling silver stud earrings — $35–$85.
- Simple letter or symbol charms — $25–$80.
Note: solid gold pieces don’t fit under $100 due to material cost. Sterling silver tarnishes (we clean for free). Gold-plated pieces wear off plating in 2–5 years of daily use — fine for occasional wear.
For lasting daily-wear pieces in solid gold, step up to the $250–$500 tier.

